How do I apply?

We’ve made it easy and fast. Simply click the "Get Started" page or "Enquire Now" button below and complete our online form. If you are unsure on anything, give us a call or send an email to and we can assist with your questions


Tell me about the Loanfinder Business Loan?

Loanfinder can assist with an unsecured loan of between $5,000 to $300,000. The term of the loan can be between 3 and 24 months and the cashflow friendly repayments are either daily, weekly or fortnightly.


How is the Loanfinder Business Loan different from a traditional business loan?

You can apply for the Loanfinder Business Loan in under ten minutes and receive a fast response - within 24 hours. Once approved, the funds can be provided the same business day.

Traditional business loans give an interest rate per annum plus other fees and charges. The Loanfinder Business Loan advises the total amount payable upfront which includes any interest, fees or charges. The total repayment is then broken down into either a daily or weekly repayment figure.


How fast will I get a response?

Once you send an enquiry, a representative will contact you within 24 hours. Once they have the information, it will take 24 hours to get a decision.

They will discuss your requirements and ask you to provide last 3 months bank trading statements. Alternatively, you can authorise them to use an advanced bank verification system link to instantly verify your bank information online. They will also ask for a copy of your drivers licence. You can also email these items to


How fast will I get the money?

We know growing your business is important, so Loanfinder will work hard to get money to you as soon as possible.

Once your loan is approved and you have signed the documents, the funds will be in your account the same day.


How much can I borrow?

The advanced platform looks at a variety of factors to determine the health of your business and based on this information, we may be able to provide you a loan amount up to $300,000.

If you have available equity in a property, we may be able to consider loan amounts up to $500,000. The total amount of your loan will depend on the specific circumstances of your business.


How do you charge for a Loanfinder Business Loan?

Your loan doesn’t have an interest rate because terms are usually less than 12 months. Instead we advise a factor rate. A factor rate is expressed as a decimal figure not a percent.

It varies based on your industry, how long you have been in business, the health of your cash flow and other factors. When a factor rate is used, interest is charged to the principal when the loan is originated, it doesn't compound. This allows you to know exactly what your total repayment is with no surprises.


What are the fees?

We know fees can be confusing so we made it simple and transparent – there are no hidden fees and the amount due from day one includes the establishment fee.

There are no additional fees (excluding any late payment or default fees) and no penalties for early repayment.


What can the Loanfinder Business Loan be used for?

We’re totally committed to helping small businesses access the funds they need to grow.

Our fast flexible funding can be used for business renovations, marketing, to purchase inventory, new equipment, general working capital and much more.


Is there any penalty for early repayment?

There are no fees for early repayment and no balloon payment at the end of your loan.

We are totally transparent with our customers about the total amount due and the date of the final payment. Once you make the final payment your balance will be $0.


How do repayments work?

To help you avoid missing repayments we offer daily, weekly or fortnightly repayments that are automatically deducted from your nominated business account. It’s important to offer you easy ways to pay back your loan.


What is asset-based borrowing (a secured loan)?

Asset-based borrowing is when a business owner uses an asset they own to secure a loan. The asset can be either a personal asset like the family home, or a business asset like a truck or piece of equipment.

The vast majority of lenders, including the big banks, tend to secure loans against an asset. If you have trouble paying back the loan then your asset may be sold by the lender. In essence it’s a way of securing new financing by using the value of what you already have.


What is an unsecured loan?

An unsecured loan is when the health of a business is used to determine creditworthiness, without the business owner needing to secure the loan by putting up an asset as security.

Larger banks tend not to offer these as the arduous paperwork, low returns and higher risks involved don’t make it worthwhile.

Many small business owners find themselves having to use an asset to secure a loan, or being declined.

Loanfinder allows you to borrow for your business to let it grow faster.


Can I get additional funding after the initial loan?

Yes you can. Once you see how easy it is to get finance for your business, you will come back. 70% of our previous customers come back for more funding.


What happens after I make a business loan enquiry with Loanfinder?

You will be contacted by a business loan consultant who will explain our business loans further and discuss your loan requirements.

They will explain the best options for your business and take an application if you wish to proceed. There is no cost for this and no obligation to proceed if you don't like the offer.


Find out for free how much your business can borrow.

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